Security Improvement in Mobile Banking Using Hybrid Authentication

Security Improvement in Mobile Banking Using Hybrid Authentication

연구 분야: Infrastructure

학회: ICAAI '19: Proceedings of the 3rd International Conference on Advances in Artificial Intelligence

With the creation of mobile banking, bank customers can access their bank account information at any place and time, only using their own mobile phone and transfer money from one card to another, pay utility bills (e.g. water, electricity, and gas), charge their SIM cards, and perform a variety of online banking tasks depending on their bank. Due to these services, most people are interested in this technology, and the services require high-level security. In this paper, different methods of authentication have been reviewed, and a hybrid security system has been suggested, applying a robust three-dimensional facial recognition, one of the most reliable biometric methods, and a one-time password in a single piece of software. This convenient and fast system improves the security of mobile banking to some extent and causes users to rely on it.